by admin | Sep 4, 2012 | Budget, Housing, Living Life, Money
The Down Payment Housing prices continue to soar in most urban-city centers. Wages are getting squeezed tighter and tighter and the cost of living keeps rising. It’s time to face facts. Many of us may not be able to afford to buy a house. Have you heard of the 20%...
by admin | Sep 4, 2012 | Budget, Credit, Housing, Living Life, Money
Most people have hear the rule that your monthly housing costs shouldn’t be more than 32% of your gross monthly income, but I’m a bit more hardcore than that. This rule can still lead to House Poor Tragedy. The reason? It’s calculated on your gross income, which...
by admin | Sep 4, 2012 | Budget, Housing, Living Life, Money
So, you’ve saved up a down payment, you know you’re not going to be house poor and now you want to start your house search. Before you begin, you should get pre-approved for a mortgage from your financial institution. Here’s how to wow your financial institution...
by admin | Sep 4, 2012 | Budget, Living Life, Money
You’re in love. Nowadays there are 2 big questions to pop. 1. The age old: Will you marry me? And the newer “Want to move in together”. Both questions have huge financial implications. Moving In Together So, you and your partner have decided to move in together. This...
by admin | Sep 4, 2012 | Budget, Family Finances, Housing, Living Life, Money
There’s an old saying, what’s mine is yours, what’s yours is mine. Well, in the case of a separation, this may be the best or worst thing that ever happened to you. The laws governing common-law break ups are not even close to being similar as divorce. The ring...
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